Current Loan Rates (Rates and Terms are subject to change)
Car Loans-Base Rate
*Annual Percentage Rate (APR) is based on Members Credit History and with Approved Credit
| ANNUAL %RATE | NUMBER OF MONTHS | AMOUNT | QUALIFYING MODEL YEAR |
| 6.99% | 60 MONTHS |
Less than $15,000.00 |
New/Used and Pre-Owned |
| 6.99% | 72 MONTHS | More than $15,000.00 |
New/Used and Pre-Owned |
Home Improvement Loans
| ANNUAL %RATE | NUMBER OF MONTHS | AMOUNT |
| 10.25% | up to 60 MONTHS | $3,000.00 - $10,000.00 |
Second Mortgage Loan on Home
| ANNUAL %RATE | NUMBER OF YEARS | PERCENT OF HOME VALUE | AMOUNT |
| 9.75% or 10.50% | UP TO 5 years | 80% or 90% | $5,000.00 - $75,000.00 |
| 10.00% or 10.75% | UP TO 10 years | 80% or 90% | $5,000.00 - $75,000.00 |
| 10.25% or 11.00% | UP TO 15 years | 80% or 90% | $5,000.00 - $75,000.00 |
Other Loans
| TYPE OF LOAN | ANNUAL %RATE | TERM | AMOUNT |
| New/Used and Pre-Owned MOTOR HOME | 8.49% | 72 MONTHS | Less than $15,000.00 |
| New/Used and Pre-Owned MOTOR HOME | 8.99% | 120 MONTHS | More than $15,000.00 |
| New/Used Pre-Owned TRAVEL TRAILER | 8.49% | 72 MONTHS | Less than $15,000.00 |
| New/Used Pre-Owned TRAVEL TRAILER | 8.99% | 120 MONTHS | More than $15,000.00 |
| NEW/USED BOATS | 8.49% | 60 MONTHS | |
| NEW/USED BOATS | 8.99% | 72 MONTHS | |
| NEW FURNITURE & APPLIANCES over $1,500 | 12.50% | 36 MONTHS | |
| NEW FURNITURE & APPLIANCES over $1,500 | 12.50% | 48 MONTHS | 90% OF COST |
| NEW LAWN TRACTORS | 9.00% | 48 MONTHS | |
| USED LAWN TRACTORS | 10.50% | 24 MONTHS | |
| SIGNATURE LOANS UP TO $7,500.00 | 15.25% | ||
| NEW MOBILE HOME WITH LAND | 9.50% | 15 YEARS | 10% DOWN |
| USED MOBILE HOME 2005-2001 TO CURRENT | 10.50% | 10 YEARS | |
| USED MOBILE HOME 2000 AND OLDER | 13.00% | 5 YEARS | |
| New/Used MOTORCYCLES AND 4 WHEELERS | 8.49% | 48 MONTHS | Less than $15,000.00 |
| New/Used MOTORCYCLES AND 4 WHEELERS | 8.99% | 60 MONTHS | More than $ $15,000.00 |
| COMMERCIAL - AGRICULTURAL | 9.50% |